of working Americans manage four or more financial accounts
Empower, Personal Finance Experience study, 2026Your wealth. Streamlined and optimized. Starting today.
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Net worth$354,978
Gross investments$403,428
Free Cash Flow$1,627Monthly
65.5%Margin health
Market0%
Margin debt$60,000
Free tools
The problem
Investments in one app. Spending in another. Generic brokerage alerts that don’t know your plan. Piecing it together is work.
By the numbers
investing-knowledge questions answered correctly by the average investor, while 56% rated their own knowledge highly
FINRA Investor Education Foundation, Investors in the United States, 2025of US adults say thinking about their personal finances makes them feel anxious
FINRA Foundation, National Financial Capability Study, 6th edition, 2025
- Operated by Dustin Hurlbut, an individual in Washington State
- Read-only connections
- Never moves money
Security and transparency
- Demo or live
- The Sandbox uses fictional accounts and prices. A live account shows your own data, only after you connect it.
- Connections
- Plaid for banks, SnapTrade for brokerages. You sign in on their screens, FolioVIP never sees your login, and you can disconnect at any time.
- Sign-in and storage
- You sign in with a passkey, so there is no password to steal. Everything saved on the server is encrypted, and so are the daily backups.
- Alerts
- Strategy alerts tell you when a price level was crossed. They are not a signal that you should act.
- Beta
- FolioVIP is in beta, and accounts are by invitation only. Check important numbers with your bank or brokerage.
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